CreditHSA is a personal finance solution that maximizes the value and utility of an existing Health Savings Account (HSA) through education and practical implementation of investing and tax strategies.
Break away from the status quo
Wealth Creation
Only 9% of the 38M HSAs have contributions invested, today. Many HSA owners are unaware of investment opportunities available to them
A Big Difference in Value
An invested HSA is 8x larger than an all-cash HSA, on average. All-cash HSAs are losing value to inflation while invested accounts are growing overtime
Realizing Tax Advantages
The vast majority of HSA owners are unaware of the tax advantages that make HSAs an amazing retirement vehicle
EXPENSE TRACKING
Track medical expenses paid out-of- pocket.
Use a CreditHSA card in lieu of a traditional HSA debit card to pay for qualified medical expenses in the short term.
Expenses are automatically tracked within the CreditHSA mobile app for future HSA reimbursement, giving investments time to grow.
Automatically track out-of-pocket medical expenses
Give HSA investments time to grow by deferring use of an HSA
Realize tax benefits from HSA self-reimbursement in the future
EDUCATION CENTER
Fully understand how your HSA works.
Learn about investment opportunities, tax benefits, and general rules related to your HSA.
Visualize how changes to your HSA (e.g., contributions, withdrawals, asset allocation) impacts long-term value.
Have the knowledge to financially plan for, and cover, the cost of big life events like delivering a baby or retiring…all with an HSA.
The long-term cost of using your HSA, today
Using an HSA to pay for smaller, qualified medical expenses today cannibalizes investment growth opportunities over the long-run.
CreditHSA gives you another option to pay for qualified medical expenses, keeping your investments retained and growing.
With CreditHSA, expenses are automatically tracked and can be self-reimbursement with HSA dollars in the future to realize tax savings.
DESIGN PARTNERSHIPS
CreditHSA is pre-product. We’re looking for strategic customers to help shape product vision and join our waitlist.
If you’re interested in CreditHSA’s value propositions, reach out! We’d love to have a conversation about building a solution tailored to your needs.
